FIREFIGHTERS
Charter #66423 · ONALASKA, WI · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,919 sits at the 23rd percentile of structural peers — worth a closer look.
- Net worth ratio of 16.04% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- On Cost of funds, the asset-size band puts this credit union at the 93rd percentile but its structural peers at the 64th — a 29-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FIREFIGHTERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $130.69M | 20th pct | 21th pct |
| Members | 4,919 | 4th pct | 23th pct |
| Net worth ratio | 16.04% | 89th pct | 80th pct |
| Return on average assets | 1.30% | 83th pct | 72th pct |
| Net interest margin | 3.71% | 53th pct | 69th pct |
| Cost of funds | 2.24% | 93th pct | 64th pct |
| Loan-to-share | 101.74% | 99th pct | 82th pct |
| Delinquency 60+ days | 0.58% | 48th pct | 46th pct |
| Net charge-off ratio | 0.10% | 18th pct | 44th pct |
| Loan growth YoY | -1.76% | 27th pct | 20th pct |
| Share growth YoY | 0.62% | 14th pct | 15th pct |
| Efficiency ratio | 69.86% | 24th pct | 31th pct |
structural peer set hash: 2547ed97f2de3aee3d4356ddd141cfe1… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.