CALIFORNIA LITHUANIAN
Charter #64834 · Santa Monica, CA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,910 sits at the 8th percentile of structural peers — worth a closer look.
- Net worth ratio of 19.15% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 1.86% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 3.07% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CALIFORNIA LITHUANIAN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $157.86M | 35th pct | 43th pct |
| Members | 1,910 | 0th pct | 8th pct |
| Net worth ratio | 19.15% | 96th pct | 84th pct |
| Return on average assets | 0.66% | 47th pct | 41th pct |
| Net interest margin | 1.86% | 1th pct | 0th pct |
| Cost of funds | 3.07% | 99th pct | 90th pct |
| Loan-to-share | 100.14% | 98th pct | 82th pct |
| Delinquency 60+ days | 0.73% | 60th pct | 64th pct |
| Net charge-off ratio | 0.00% | 5th pct | 7th pct |
| Loan growth YoY | 10.51% | 98th pct | 95th pct |
| Share growth YoY | 7.88% | 92th pct | 87th pct |
| Efficiency ratio | 65.25% | 16th pct | 28th pct |
structural peer set hash: 738d444bfb52b18b005f99202db1a982… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.