EAST TEXAS PROFESSIONAL
Charter #67761 · Longview, TX · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 18.93% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.67% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.10% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.23% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 56.06% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EAST TEXAS PROFESSIONAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.44B | 26th pct | 64th pct |
| Members | 104,913 | 44th pct | 67th pct |
| Net worth ratio | 18.93% | 98th pct | 97th pct |
| Return on average assets | 1.67% | 95th pct | 85th pct |
| Net interest margin | 3.71% | 74th pct | 62th pct |
| Cost of funds | 0.10% | 3th pct | 5th pct |
| Loan-to-share | 82.70% | 39th pct | 41th pct |
| Delinquency 60+ days | 0.23% | 10th pct | 15th pct |
| Net charge-off ratio | 0.39% | 33th pct | 34th pct |
| Loan growth YoY | 1.61% | 47th pct | 48th pct |
| Share growth YoY | 5.40% | 69th pct | 66th pct |
| Efficiency ratio | 56.06% | 7th pct | 11th pct |
structural peer set hash: 4981617617d7a6e8d87544d93eefa8bd… (reproducible)
Closest structural peers
This is the free public view
Claim EAST TEXAS PROFESSIONAL
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.