ABILENE TEACHERS
Charter #6743 · Abilene, TX · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 18.24% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.91% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.22% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.12% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.21% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ABILENE TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $681.64M | 44th pct | 61th pct |
| Members | 56,716 | 83th pct | 67th pct |
| Net worth ratio | 18.24% | 98th pct | 92th pct |
| Return on average assets | 1.91% | 97th pct | 90th pct |
| Net interest margin | 4.22% | 91th pct | 92th pct |
| Cost of funds | 1.05% | 25th pct | 26th pct |
| Loan-to-share | 74.97% | 33th pct | 38th pct |
| Delinquency 60+ days | 0.12% | 4th pct | 2th pct |
| Net charge-off ratio | 0.21% | 23th pct | 13th pct |
| Loan growth YoY | 1.27% | 54th pct | 44th pct |
| Share growth YoY | 4.42% | 56th pct | 38th pct |
| Efficiency ratio | 70.83% | 23th pct | 51th pct |
structural peer set hash: 2490fb99dffa47178176df6dacd3b6a2… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.