EECU
Charter #67928 · Fort Worth, TX · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 307,907 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.59% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.96% sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 0.34% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.29% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EECU | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.76B | 79th pct | 87th pct |
| Members | 307,907 | 85th pct | 89th pct |
| Net worth ratio | 12.57% | 77th pct | 70th pct |
| Return on average assets | 1.59% | 95th pct | 90th pct |
| Net interest margin | 2.96% | 24th pct | 8th pct |
| Cost of funds | 0.34% | 8th pct | 13th pct |
| Loan-to-share | 90.92% | 65th pct | 57th pct |
| Delinquency 60+ days | 0.42% | 28th pct | 36th pct |
| Net charge-off ratio | 0.29% | 22th pct | 8th pct |
| Loan growth YoY | 5.65% | 86th pct | 85th pct |
| Share growth YoY | 5.70% | 72th pct | 69th pct |
| Efficiency ratio | 52.11% | 3th pct | 2th pct |
structural peer set hash: f99a50d8613d2308f9d5033901e1bb1e… (reproducible)
Closest structural peers
This is the free public view
Claim EECU
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.