RALLY
Charter #68615 · Corpus Christi, TX · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 240,632 ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 13.92% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.31% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.91% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.63% sits at the 85th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RALLY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.77B | 80th pct | 85th pct |
| Members | 240,632 | 77th pct | 75th pct |
| Net worth ratio | 13.92% | 89th pct | 87th pct |
| Return on average assets | 1.31% | 86th pct | 85th pct |
| Net interest margin | 3.91% | 85th pct | 84th pct |
| Cost of funds | 2.63% | 89th pct | 85th pct |
| Loan-to-share | 102.58% | 94th pct | 89th pct |
| Delinquency 60+ days | 0.77% | 65th pct | 70th pct |
| Net charge-off ratio | 1.11% | 88th pct | 92th pct |
| Loan growth YoY | 1.33% | 43th pct | 28th pct |
| Share growth YoY | 2.99% | 30th pct | 34th pct |
| Efficiency ratio | 55.46% | 6th pct | 7th pct |
structural peer set hash: 7ecf7bc8883f147bf295313d81510aa3… (reproducible)
Closest structural peers
This is the free public view
Claim RALLY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.