HAVERHILL FIRE DEPARTMENT
Charter #67710 · Haverhill, MA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,197 sits at the 8th percentile of structural peers — worth a closer look.
- Net worth ratio of 9.59% sits at the 18th percentile of structural peers — worth a closer look.
- Net interest margin of 2.82% sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.02% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HAVERHILL FIRE DEPARTMENT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.27M | 55th pct | 34th pct |
| Members | 1,197 | 12th pct | 8th pct |
| Net worth ratio | 9.59% | 15th pct | 18th pct |
| Return on average assets | 0.49% | 41th pct | 43th pct |
| Net interest margin | 2.82% | 12th pct | 20th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 63.76% | 60th pct | 64th pct |
| Delinquency 60+ days | 0.02% | 12th pct | 13th pct |
| Net charge-off ratio | 0.00% | 23th pct | 34th pct |
| Loan growth YoY | -3.73% | 40th pct | 30th pct |
| Share growth YoY | 5.72% | 79th pct | 64th pct |
| Efficiency ratio | 84.52% | 61th pct | 62th pct |
structural peer set hash: df0b98b4ab27a278d9a7c1a84361eaa3… (reproducible)
Closest structural peers
This is the free public view
Claim HAVERHILL FIRE DEPARTMENT
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.