CORPUS CHRISTI S.P.

Charter #67485 · Corpus Christi, TX · <$10M

Public 5300 data · as of 2026Q1

What the numbers say

  • Members of 637 sits at the 21st percentile of structural peers — worth a closer look.
  • Net interest margin of 5.31% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
  • Cost of funds of 2.18% sits at the 89th percentile of structural peers — worth a closer look.
  • Delinquency 60+ days of 6.57% sits at the 95th percentile of structural peers — worth a closer look.
  • Net charge-off ratio of -0.04% ranks in the 15th percentile among structurally similar credit unions — a relative strength.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricCORPUS CHRISTI S.P.Asset-tier percentileStructural percentile
Total assets$5.02M60th pct23th pct
Members63754th pct21th pct
Net worth ratio13.60%30th pct34th pct
Return on average assets0.48%52th pct51th pct
Net interest margin5.31%83th pct79th pct
Cost of funds2.18%91th pct89th pct
Loan-to-share96.45%91th pct95th pct
Delinquency 60+ days6.57%91th pct95th pct
Net charge-off ratio-0.04%18th pct15th pct
Loan growth YoY3.45%85th pct87th pct
Share growth YoY1.94%65th pct51th pct
Efficiency ratio85.87%50th pct56th pct

structural peer set hash: 9f5b4cc4e0c080e08b83f8db6c569b85… (reproducible)

Closest structural peers

This is the free public view

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.