REEVES COUNTY TEACHERS
Charter #61532 · Pecos, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.23% sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of 1.25% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.12% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 0.33% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.01% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | REEVES COUNTY TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.41M | 7th pct | 43th pct |
| Members | 1,319 | 18th pct | 44th pct |
| Net worth ratio | 12.23% | 39th pct | 25th pct |
| Return on average assets | 1.25% | 78th pct | 80th pct |
| Net interest margin | 3.12% | 20th pct | 15th pct |
| Cost of funds | 0.33% | 22th pct | 21th pct |
| Loan-to-share | 83.98% | 88th pct | 80th pct |
| Delinquency 60+ days | 0.20% | 30th pct | 34th pct |
| Net charge-off ratio | -0.01% | 19th pct | 13th pct |
| Loan growth YoY | -2.46% | 50th pct | 52th pct |
| Share growth YoY | 4.20% | 67th pct | 62th pct |
| Efficiency ratio | 76.01% | 39th pct | 25th pct |
structural peer set hash: 97730f3867909af9d29e16138c5bb8c5… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.