SCURRY COUNTY SCHOOL
Charter #10551 · SNYDER, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -2.25% sits at the 3rd percentile of structural peers — worth a closer look.
- Net interest margin of 2.28% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 2.42% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.49% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 160.97% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SCURRY COUNTY SCHOOL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.40M | 11th pct | 46th pct |
| Members | 1,163 | 11th pct | 41th pct |
| Net worth ratio | 16.85% | 71th pct | 43th pct |
| Return on average assets | -2.25% | 3th pct | 3th pct |
| Net interest margin | 2.28% | 4th pct | 2th pct |
| Cost of funds | 2.42% | 95th pct | 90th pct |
| Loan-to-share | 67.97% | 67th pct | 54th pct |
| Delinquency 60+ days | 0.70% | 55th pct | 57th pct |
| Net charge-off ratio | -0.49% | 2th pct | 0th pct |
| Loan growth YoY | 0.99% | 77th pct | 80th pct |
| Share growth YoY | 7.41% | 88th pct | 84th pct |
| Efficiency ratio | 160.97% | 100th pct | 98th pct |
structural peer set hash: cd358f8002a03fe6b52da21c43e82062… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.