L R F D
Charter #6725 · Little Rock, AR · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 907 sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 3.49% sits at the 98th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 5.44% sits at the 98th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.23% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 56.83% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | L R F D | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $16.80M | 27th pct | 33th pct |
| Members | 907 | 4th pct | 5th pct |
| Net worth ratio | 19.11% | 81th pct | 64th pct |
| Return on average assets | 0.56% | 44th pct | 38th pct |
| Net interest margin | 4.03% | 59th pct | 39th pct |
| Cost of funds | 3.49% | 100th pct | 98th pct |
| Loan-to-share | 82.72% | 87th pct | 72th pct |
| Delinquency 60+ days | 5.44% | 98th pct | 98th pct |
| Net charge-off ratio | -0.23% | 5th pct | 2th pct |
| Loan growth YoY | 4.15% | 90th pct | 87th pct |
| Share growth YoY | -2.48% | 11th pct | 15th pct |
| Efficiency ratio | 56.83% | 7th pct | 8th pct |
structural peer set hash: bdefae723481efbd532110f57b439ea1… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.