DOW BUCKS COUNTY
Charter #6150 · Bristol, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 990 sits at the 15th percentile of structural peers — worth a closer look.
- Net worth ratio of 21.23% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.74% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 2.29% sits at the 85th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.77% sits at the 82nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DOW BUCKS COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $13.34M | 14th pct | 30th pct |
| Members | 990 | 5th pct | 15th pct |
| Net worth ratio | 21.23% | 89th pct | 79th pct |
| Return on average assets | 0.54% | 44th pct | 41th pct |
| Net interest margin | 2.74% | 10th pct | 10th pct |
| Cost of funds | 2.29% | 94th pct | 85th pct |
| Loan-to-share | 75.97% | 79th pct | 62th pct |
| Delinquency 60+ days | 1.77% | 82th pct | 82th pct |
| Net charge-off ratio | 0.00% | 23th pct | 26th pct |
| Loan growth YoY | -2.82% | 47th pct | 44th pct |
| Share growth YoY | -2.77% | 10th pct | 10th pct |
| Efficiency ratio | 80.22% | 50th pct | 46th pct |
structural peer set hash: 475a7d60149cb6b5b89d1656dbf833ca… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.