SUPERIOR MUNICIPAL EMPLOYEES
Charter #67237 · SUPERIOR, WI · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 526 sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 2.10% sits at the 80th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.01% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 96.49% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SUPERIOR MUNICIPAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.01M | 40th pct | 20th pct |
| Members | 526 | 45th pct | 20th pct |
| Net worth ratio | 16.61% | 46th pct | 57th pct |
| Return on average assets | 0.10% | 37th pct | 30th pct |
| Net interest margin | 4.18% | 54th pct | 33th pct |
| Cost of funds | 2.10% | 89th pct | 80th pct |
| Loan-to-share | 100.73% | 94th pct | 87th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.01% | 20th pct | 18th pct |
| Loan growth YoY | -0.16% | 74th pct | 51th pct |
| Share growth YoY | -3.99% | 22th pct | 11th pct |
| Efficiency ratio | 96.49% | 68th pct | 75th pct |
structural peer set hash: 98d8ad673c007df83ed0d374b6e5e1f8… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.