NEBRASKA RURAL COMMUNITY
Charter #24695 · Morrill, NE · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 617 sits at the 13th percentile of structural peers — worth a closer look.
- Return on average assets of -0.29% sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 2.21% sits at the 85th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 99.25% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEBRASKA RURAL COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.64M | 47th pct | 10th pct |
| Members | 617 | 52th pct | 13th pct |
| Net worth ratio | 10.02% | 14th pct | 30th pct |
| Return on average assets | -0.29% | 26th pct | 23th pct |
| Net interest margin | 4.71% | 70th pct | 54th pct |
| Cost of funds | 2.21% | 91th pct | 85th pct |
| Loan-to-share | 87.49% | 85th pct | 74th pct |
| Delinquency 60+ days | 1.16% | 56th pct | 57th pct |
| Net charge-off ratio | 0.00% | 22th pct | 20th pct |
| Loan growth YoY | 1.76% | 80th pct | 74th pct |
| Share growth YoY | 1.27% | 58th pct | 46th pct |
| Efficiency ratio | 99.25% | 71th pct | 80th pct |
structural peer set hash: cfbfdcd0e9fd64b83b3e127e34b1959b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.