SIXTH AVENUE BAPTIST
Charter #15938 · BIRMINGHAM, AL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.27% sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of 1.07% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.15% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 10.02% sits at the 98th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.90% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SIXTH AVENUE BAPTIST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.24M | 62th pct | 25th pct |
| Members | 829 | 72th pct | 41th pct |
| Net worth ratio | 9.27% | 10th pct | 25th pct |
| Return on average assets | 1.07% | 74th pct | 87th pct |
| Net interest margin | 5.28% | 83th pct | 70th pct |
| Cost of funds | 0.15% | 25th pct | 5th pct |
| Loan-to-share | 82.60% | 80th pct | 59th pct |
| Delinquency 60+ days | 10.02% | 95th pct | 98th pct |
| Net charge-off ratio | 0.90% | 85th pct | 77th pct |
| Loan growth YoY | 7.12% | 91th pct | 95th pct |
| Share growth YoY | 0.00% | 50th pct | 33th pct |
| Efficiency ratio | 78.89% | 38th pct | 28th pct |
structural peer set hash: 79e91aff46e3f1474e582cd3324f21c3… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.