ALEXANDRIA SCHOOLS EMPLOYEES
Charter #64304 · Alexandria, MN · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 2.02% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 3.18% sits at the 93rd percentile of structural peers — worth a closer look.
- Efficiency ratio of 50.56% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 96th percentile but its structural peers at the 59th — a 37-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALEXANDRIA SCHOOLS EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.31M | 96th pct | 59th pct |
| Members | 1,097 | 86th pct | 51th pct |
| Net worth ratio | 14.72% | 37th pct | 51th pct |
| Return on average assets | 1.00% | 72th pct | 61th pct |
| Net interest margin | 2.02% | 7th pct | 0th pct |
| Cost of funds | 3.18% | 97th pct | 93th pct |
| Loan-to-share | 91.62% | 88th pct | 84th pct |
| Delinquency 60+ days | 0.89% | 52th pct | 56th pct |
| Net charge-off ratio | 0.00% | 22th pct | 28th pct |
| Loan growth YoY | 2.11% | 81th pct | 75th pct |
| Share growth YoY | 4.34% | 78th pct | 64th pct |
| Efficiency ratio | 50.56% | 9th pct | 7th pct |
structural peer set hash: 775f957bddc8298e43028d13794288a8… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.