QUANTUM
Charter #67187 · Wichita, KS · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.24% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 91st percentile but its structural peers at the 70th — a 21-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | QUANTUM | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $140.60M | 26th pct | 34th pct |
| Members | 11,013 | 38th pct | 31th pct |
| Net worth ratio | 11.27% | 47th pct | 57th pct |
| Return on average assets | 1.01% | 70th pct | 72th pct |
| Net interest margin | 4.59% | 91th pct | 70th pct |
| Cost of funds | 1.07% | 42th pct | 36th pct |
| Loan-to-share | 87.91% | 86th pct | 80th pct |
| Delinquency 60+ days | 0.24% | 18th pct | 16th pct |
| Net charge-off ratio | 0.34% | 48th pct | 31th pct |
| Loan growth YoY | -1.20% | 33th pct | 16th pct |
| Share growth YoY | 3.41% | 49th pct | 30th pct |
| Efficiency ratio | 75.24% | 39th pct | 34th pct |
structural peer set hash: 01fac2e09ef9a537f8ad4cca1b293d56… (reproducible)
Closest structural peers
This is the free public view
Claim QUANTUM
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.