FRONTIER COMMUNITY
Charter #63201 · Leavenworth, KS · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.17% sits at the 20th percentile of structural peers — worth a closer look.
- Return on average assets of 0.28% sits at the 20th percentile of structural peers — worth a closer look.
- Net interest margin of 4.65% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.02% sits at the 77th percentile of structural peers — worth a closer look.
- Efficiency ratio of 86.53% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FRONTIER COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $207.93M | 53th pct | 51th pct |
| Members | 18,368 | 72th pct | 62th pct |
| Net worth ratio | 9.17% | 16th pct | 20th pct |
| Return on average assets | 0.28% | 21th pct | 20th pct |
| Net interest margin | 4.65% | 92th pct | 80th pct |
| Cost of funds | 1.65% | 75th pct | 69th pct |
| Loan-to-share | 81.69% | 72th pct | 54th pct |
| Delinquency 60+ days | 1.02% | 77th pct | 77th pct |
| Net charge-off ratio | 0.73% | 80th pct | 70th pct |
| Loan growth YoY | -0.66% | 40th pct | 38th pct |
| Share growth YoY | 0.17% | 11th pct | 10th pct |
| Efficiency ratio | 86.53% | 77th pct | 77th pct |
structural peer set hash: c6f7e73b286f635f730aefb22b9fb13b… (reproducible)
Closest structural peers
This is the free public view
Claim FRONTIER COMMUNITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.