DOMINION ENERGY CREDIT UNION
Charter #66973 · North Chesterfi, VA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 13.90% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.79% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 1.60% sits at the 90th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 79th percentile but its structural peers at the 59th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DOMINION ENERGY CREDIT UNION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $353.94M | 82th pct | 77th pct |
| Members | 20,744 | 79th pct | 59th pct |
| Net worth ratio | 13.90% | 78th pct | 79th pct |
| Return on average assets | 0.73% | 52th pct | 57th pct |
| Net interest margin | 2.79% | 8th pct | 2th pct |
| Cost of funds | 1.60% | 73th pct | 90th pct |
| Loan-to-share | 57.21% | 22th pct | 28th pct |
| Delinquency 60+ days | 0.44% | 35th pct | 33th pct |
| Net charge-off ratio | 0.34% | 48th pct | 34th pct |
| Loan growth YoY | -4.40% | 8th pct | 10th pct |
| Share growth YoY | 4.47% | 64th pct | 67th pct |
| Efficiency ratio | 74.52% | 36th pct | 33th pct |
structural peer set hash: 9cdd389bf41b82bf775c3cee9122fb72… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.