TRI COUNTY AREA
Charter #6269 · POTTSTOWN, PA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 4.10% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TRI COUNTY AREA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $210.41M | 54th pct | 48th pct |
| Members | 12,710 | 47th pct | 33th pct |
| Net worth ratio | 10.63% | 37th pct | 41th pct |
| Return on average assets | 0.84% | 59th pct | 64th pct |
| Net interest margin | 4.10% | 76th pct | 77th pct |
| Cost of funds | 1.05% | 41th pct | 56th pct |
| Loan-to-share | 58.82% | 25th pct | 38th pct |
| Delinquency 60+ days | 0.56% | 46th pct | 41th pct |
| Net charge-off ratio | 0.51% | 66th pct | 66th pct |
| Loan growth YoY | -0.93% | 37th pct | 33th pct |
| Share growth YoY | 4.44% | 64th pct | 67th pct |
| Efficiency ratio | 79.81% | 55th pct | 41th pct |
structural peer set hash: 38dfd323fa868a4bdc0524713d955c54… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.