HEALTHCARE SYSTEMS
Charter #24564 · Falls Church, VA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 1.53% sits at the 84th percentile of structural peers — worth a closer look.
- On Cost of funds, the asset-size band puts this credit union at the 68th percentile but its structural peers at the 84th — a 16-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HEALTHCARE SYSTEMS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $137.55M | 25th pct | 33th pct |
| Members | 13,911 | 53th pct | 56th pct |
| Net worth ratio | 11.11% | 45th pct | 52th pct |
| Return on average assets | 0.40% | 29th pct | 43th pct |
| Net interest margin | 3.52% | 41th pct | 30th pct |
| Cost of funds | 1.53% | 68th pct | 84th pct |
| Loan-to-share | 59.82% | 26th pct | 41th pct |
| Delinquency 60+ days | 0.43% | 34th pct | 33th pct |
| Net charge-off ratio | 0.58% | 71th pct | 66th pct |
| Loan growth YoY | 2.41% | 70th pct | 72th pct |
| Share growth YoY | 1.70% | 24th pct | 25th pct |
| Efficiency ratio | 83.81% | 69th pct | 56th pct |
structural peer set hash: 3ec1cbe0323f8a555547ccbd95b5c3fd… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.