DEEPWATER INDUSTRIES
Charter #430 · Deepwater, NJ · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.82% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.38% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.22% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.01% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 69.33% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DEEPWATER INDUSTRIES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $113.24M | 9th pct | 34th pct |
| Members | 7,745 | 16th pct | 33th pct |
| Net worth ratio | 10.80% | 40th pct | 46th pct |
| Return on average assets | 1.82% | 94th pct | 97th pct |
| Net interest margin | 4.38% | 87th pct | 90th pct |
| Cost of funds | 0.22% | 10th pct | 18th pct |
| Loan-to-share | 54.23% | 17th pct | 38th pct |
| Delinquency 60+ days | 0.44% | 35th pct | 41th pct |
| Net charge-off ratio | -0.01% | 4th pct | 3th pct |
| Loan growth YoY | -0.87% | 38th pct | 44th pct |
| Share growth YoY | 1.30% | 20th pct | 21th pct |
| Efficiency ratio | 69.33% | 23th pct | 5th pct |
structural peer set hash: 3a67a6ab152ca67d72782836118769dd… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.