MWRD EMPLOYEES
Charter #65843 · CHICAGO, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.10% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 87.39% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MWRD EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $37.94M | 79th pct | 64th pct |
| Members | 2,120 | 51th pct | 44th pct |
| Net worth ratio | 14.46% | 56th pct | 69th pct |
| Return on average assets | 0.49% | 41th pct | 36th pct |
| Net interest margin | 3.82% | 48th pct | 57th pct |
| Cost of funds | 0.53% | 35th pct | 34th pct |
| Loan-to-share | 58.01% | 51th pct | 61th pct |
| Delinquency 60+ days | 0.10% | 22th pct | 23th pct |
| Net charge-off ratio | 0.37% | 66th pct | 74th pct |
| Loan growth YoY | -6.96% | 18th pct | 8th pct |
| Share growth YoY | -5.07% | 3th pct | 0th pct |
| Efficiency ratio | 87.39% | 68th pct | 75th pct |
structural peer set hash: ae34a85cbdce5ce7c1879b643d29743b… (reproducible)
Closest structural peers
This is the free public view
Claim MWRD EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.