CENTRAL VERMONT MEDICAL CENTER,INC.
Charter #65090 · BARRE, VT · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 26.18% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.18% sits at the 8th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 4.87% sits at the 95th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 2.38% sits at the 97th percentile of structural peers — worth a closer look.
- Efficiency ratio of 95.24% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CENTRAL VERMONT MEDICAL CENTER,INC. | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.61M | 12th pct | 39th pct |
| Members | 1,732 | 34th pct | 59th pct |
| Net worth ratio | 26.18% | 96th pct | 77th pct |
| Return on average assets | -0.18% | 14th pct | 8th pct |
| Net interest margin | 3.87% | 50th pct | 54th pct |
| Cost of funds | 0.98% | 57th pct | 52th pct |
| Loan-to-share | 44.12% | 27th pct | 30th pct |
| Delinquency 60+ days | 4.87% | 97th pct | 95th pct |
| Net charge-off ratio | 2.38% | 96th pct | 97th pct |
| Loan growth YoY | -12.57% | 3th pct | 8th pct |
| Share growth YoY | 0.48% | 30th pct | 39th pct |
| Efficiency ratio | 95.24% | 83th pct | 87th pct |
structural peer set hash: 9299f94e6f7aa35db16af96417301ce9… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.