CONNECTICUT POSTAL
Charter #3683 · New Britain, CT · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 23.96% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.82% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.33% sits at the 21st percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.14% sits at the 90th percentile of structural peers — worth a closer look.
- Efficiency ratio of 58.14% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CONNECTICUT POSTAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.92M | 13th pct | 41th pct |
| Members | 1,370 | 19th pct | 38th pct |
| Net worth ratio | 23.96% | 93th pct | 77th pct |
| Return on average assets | 1.82% | 92th pct | 84th pct |
| Net interest margin | 3.33% | 28th pct | 21th pct |
| Cost of funds | 0.89% | 53th pct | 51th pct |
| Loan-to-share | 43.00% | 25th pct | 38th pct |
| Delinquency 60+ days | 0.93% | 66th pct | 56th pct |
| Net charge-off ratio | 1.14% | 88th pct | 90th pct |
| Loan growth YoY | -7.61% | 15th pct | 18th pct |
| Share growth YoY | 2.64% | 52th pct | 61th pct |
| Efficiency ratio | 58.14% | 9th pct | 15th pct |
structural peer set hash: dfea93c0c0edaf83c19559725901d617… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.