FAYETTE COUNTY SCHOOL EMPLOYEES
Charter #61515 · Uniontown, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Efficiency ratio of 58.79% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- On Return on average assets, the asset-size band puts this credit union at the 86th percentile but its structural peers at the 69th — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FAYETTE COUNTY SCHOOL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $22.05M | 42th pct | 54th pct |
| Members | 2,328 | 58th pct | 67th pct |
| Net worth ratio | 19.63% | 83th pct | 67th pct |
| Return on average assets | 1.51% | 86th pct | 69th pct |
| Net interest margin | 4.29% | 71th pct | 72th pct |
| Cost of funds | 0.49% | 32th pct | 38th pct |
| Loan-to-share | 45.53% | 29th pct | 33th pct |
| Delinquency 60+ days | 0.55% | 48th pct | 51th pct |
| Net charge-off ratio | 0.00% | 23th pct | 30th pct |
| Loan growth YoY | -0.58% | 66th pct | 79th pct |
| Share growth YoY | 2.53% | 50th pct | 43th pct |
| Efficiency ratio | 58.79% | 10th pct | 25th pct |
structural peer set hash: dd36068c4ed3e73b6a3cd2c93bc1dfc1… (reproducible)
Closest structural peers
This is the free public view
Claim FAYETTE COUNTY SCHOOL EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.