COWETA CITIES & COUNTY EMPLOYEES
Charter #20509 · Newnan, GA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,295 ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.02% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COWETA CITIES & COUNTY EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.70M | 56th pct | 69th pct |
| Members | 3,295 | 81th pct | 85th pct |
| Net worth ratio | 20.26% | 86th pct | 74th pct |
| Return on average assets | 1.39% | 82th pct | 67th pct |
| Net interest margin | 3.53% | 35th pct | 39th pct |
| Cost of funds | 0.87% | 51th pct | 59th pct |
| Loan-to-share | 42.51% | 24th pct | 34th pct |
| Delinquency 60+ days | 0.02% | 12th pct | 16th pct |
| Net charge-off ratio | 0.04% | 42th pct | 54th pct |
| Loan growth YoY | -5.53% | 27th pct | 39th pct |
| Share growth YoY | -1.24% | 17th pct | 16th pct |
| Efficiency ratio | 60.67% | 12th pct | 26th pct |
structural peer set hash: bb6a144355aa94843f18da613a827618… (reproducible)
Closest structural peers
This is the free public view
Claim COWETA CITIES & COUNTY EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.