TEMPLE-INLAND
Charter #6726 · Diboll, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 2.72% sits at the 5th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 36th percentile but its structural peers at the 61st — a 25-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TEMPLE-INLAND | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $20.17M | 36th pct | 61th pct |
| Members | 1,700 | 33th pct | 38th pct |
| Net worth ratio | 17.90% | 76th pct | 52th pct |
| Return on average assets | 0.70% | 52th pct | 36th pct |
| Net interest margin | 2.72% | 9th pct | 5th pct |
| Cost of funds | 0.76% | 46th pct | 54th pct |
| Loan-to-share | 45.07% | 28th pct | 26th pct |
| Delinquency 60+ days | 0.23% | 31th pct | 39th pct |
| Net charge-off ratio | 0.04% | 42th pct | 56th pct |
| Loan growth YoY | -1.06% | 61th pct | 70th pct |
| Share growth YoY | 0.14% | 27th pct | 26th pct |
| Efficiency ratio | 77.17% | 42th pct | 57th pct |
structural peer set hash: 47ece3505d6fe5254a2341fb5c84b11b… (reproducible)
Closest structural peers
This is the free public view
Claim TEMPLE-INLAND
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.