SKYLINE
Charter #68100 · NASHVILLE, TN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 23.59% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.02% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.98% sits at the 87th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 27th percentile but its structural peers at the 56th — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SKYLINE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $17.04M | 27th pct | 56th pct |
| Members | 1,605 | 28th pct | 43th pct |
| Net worth ratio | 23.59% | 93th pct | 75th pct |
| Return on average assets | 0.99% | 67th pct | 56th pct |
| Net interest margin | 3.75% | 45th pct | 48th pct |
| Cost of funds | 0.02% | 2th pct | 2th pct |
| Loan-to-share | 54.90% | 46th pct | 59th pct |
| Delinquency 60+ days | 2.98% | 93th pct | 87th pct |
| Net charge-off ratio | 0.00% | 23th pct | 21th pct |
| Loan growth YoY | -4.78% | 32th pct | 43th pct |
| Share growth YoY | -3.01% | 8th pct | 7th pct |
| Efficiency ratio | 71.59% | 29th pct | 46th pct |
structural peer set hash: 9ca89baaa457d8c55fa83eb8055204da… (reproducible)
Closest structural peers
This is the free public view
Claim SKYLINE
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.