NORTHEAST SCHOOLS AND HOSPITAL
Charter #64462 · Newport, VT · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.85% sits at the 16th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.17% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 82nd percentile but its structural peers at the 38th — a 45-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORTHEAST SCHOOLS AND HOSPITAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.62M | 67th pct | 28th pct |
| Members | 1,000 | 82th pct | 38th pct |
| Net worth ratio | 8.85% | 9th pct | 16th pct |
| Return on average assets | 0.02% | 33th pct | 31th pct |
| Net interest margin | 4.27% | 56th pct | 64th pct |
| Cost of funds | 0.51% | 51th pct | 38th pct |
| Loan-to-share | 59.57% | 51th pct | 48th pct |
| Delinquency 60+ days | 0.43% | 39th pct | 36th pct |
| Net charge-off ratio | -0.17% | 11th pct | 7th pct |
| Loan growth YoY | -6.08% | 45th pct | 31th pct |
| Share growth YoY | 0.40% | 52th pct | 39th pct |
| Efficiency ratio | 95.77% | 66th pct | 70th pct |
structural peer set hash: a48998044ad7e85255552c6588744302… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.