MEDICAL EMPLOYEES OF STATEN ISLAND
Charter #12546 · STATEN ISLAND, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.22% sits at the 23rd percentile of structural peers — worth a closer look.
- Net interest margin of 4.96% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.01% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.64% sits at the 85th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MEDICAL EMPLOYEES OF STATEN ISLAND | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.53M | 36th pct | 11th pct |
| Members | 759 | 66th pct | 44th pct |
| Net worth ratio | 9.22% | 10th pct | 23th pct |
| Return on average assets | -0.25% | 27th pct | 26th pct |
| Net interest margin | 4.96% | 76th pct | 92th pct |
| Cost of funds | 0.01% | 12th pct | 3th pct |
| Loan-to-share | 49.55% | 40th pct | 51th pct |
| Delinquency 60+ days | 0.00% | 28th pct | 23th pct |
| Net charge-off ratio | 1.64% | 89th pct | 85th pct |
| Loan growth YoY | -13.83% | 16th pct | 10th pct |
| Share growth YoY | 1.46% | 60th pct | 52th pct |
| Efficiency ratio | 88.58% | 54th pct | 57th pct |
structural peer set hash: 64a7ac135b59c191fcecb93d79b7a186… (reproducible)
Closest structural peers
This is the free public view
Claim MEDICAL EMPLOYEES OF STATEN ISLAND
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.