CREDIT UNION OF DENVER
Charter #64342 · LAKEWOOD, CO · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.32% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.23% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 0.01% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.42% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 14th percentile but its structural peers at the 67th — a 54-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CREDIT UNION OF DENVER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.19B | 14th pct | 67th pct |
| Members | 75,387 | 24th pct | 67th pct |
| Net worth ratio | 12.32% | 74th pct | 75th pct |
| Return on average assets | 0.56% | 36th pct | 36th pct |
| Net interest margin | 3.23% | 43th pct | 21th pct |
| Cost of funds | 0.01% | 1th pct | 5th pct |
| Loan-to-share | 71.61% | 17th pct | 30th pct |
| Delinquency 60+ days | 0.42% | 29th pct | 21th pct |
| Net charge-off ratio | 0.81% | 76th pct | 74th pct |
| Loan growth YoY | -0.05% | 26th pct | 34th pct |
| Share growth YoY | 0.99% | 9th pct | 10th pct |
| Efficiency ratio | 72.59% | 51th pct | 34th pct |
structural peer set hash: a8224ab5e6a26b55e52285529a32c57b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.