LEVO

Charter #60 · Sioux Falls, SD · $500M-$1B

Public 5300 data · as of 2026Q1

What the numbers say

Net interest margin of 4.06% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
Delinquency 60+ days of 1.57% sits at the 98th percentile of structural peers — worth a closer look.
Net charge-off ratio of 0.82% sits at the 84th percentile of structural peers — worth a closer look.
On Loan growth YoY, the asset-size band puts this credit union at the 29th percentile but its structural peers at the 13th — a 16-point gap showing why the peer definition matters.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

Metric	LEVO	Asset-tier percentile	Structural percentile
Total assets	$526.57M	9th pct	20th pct
Members	37,283	39th pct	33th pct
Net worth ratio	11.06%	59th pct	57th pct
Return on average assets	0.67%	53th pct	43th pct
Net interest margin	4.06%	87th pct	85th pct
Cost of funds	1.34%	41th pct	51th pct
Loan-to-share	70.35%	23th pct	26th pct
Delinquency 60+ days	1.57%	96th pct	98th pct
Net charge-off ratio	0.82%	80th pct	84th pct
Loan growth YoY	-0.77%	29th pct	13th pct
Share growth YoY	5.67%	77th pct	77th pct
Efficiency ratio	74.82%	33th pct	33th pct

structural peer set hash: 92186e98243deb2238a0a15faca4b659… (reproducible)

Closest structural peers

This is the free public view

Claim LEVO

Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.

Claim this charter

Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.