DAKOTALAND
Charter #167 · Huron, SD · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.43% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.10% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 69.59% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DAKOTALAND | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $739.56M | 57th pct | 43th pct |
| Members | 42,263 | 50th pct | 43th pct |
| Net worth ratio | 10.61% | 54th pct | 54th pct |
| Return on average assets | 1.43% | 88th pct | 93th pct |
| Net interest margin | 3.35% | 38th pct | 49th pct |
| Cost of funds | 1.77% | 71th pct | 69th pct |
| Loan-to-share | 74.74% | 33th pct | 23th pct |
| Delinquency 60+ days | 0.53% | 43th pct | 46th pct |
| Net charge-off ratio | 0.10% | 10th pct | 7th pct |
| Loan growth YoY | 0.17% | 41th pct | 34th pct |
| Share growth YoY | 4.04% | 50th pct | 56th pct |
| Efficiency ratio | 69.59% | 22th pct | 16th pct |
structural peer set hash: 8aa45937c5ef4477833d6517515a564b… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.