CREDIT UNION OF COLORADO, A
Charter #24854 · Denver, CO · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 169,602 ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.33% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 2.31% sits at the 89th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 83rd percentile but its structural peers at the 59th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CREDIT UNION OF COLORADO, A | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.66B | 59th pct | 79th pct |
| Members | 169,602 | 66th pct | 80th pct |
| Net worth ratio | 10.14% | 36th pct | 39th pct |
| Return on average assets | 0.33% | 16th pct | 15th pct |
| Net interest margin | 3.88% | 83th pct | 59th pct |
| Cost of funds | 2.31% | 79th pct | 89th pct |
| Loan-to-share | 75.31% | 22th pct | 26th pct |
| Delinquency 60+ days | 0.66% | 53th pct | 38th pct |
| Net charge-off ratio | 1.03% | 85th pct | 69th pct |
| Loan growth YoY | 3.64% | 72th pct | 84th pct |
| Share growth YoY | 2.99% | 30th pct | 28th pct |
| Efficiency ratio | 71.13% | 44th pct | 39th pct |
structural peer set hash: 61b93bed37a4b4bccf99431af1d12fac… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.