BLOOMINGTON POSTAL EMPLOYEES
Charter #64038 · BLOOMINGTON, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,348 sits at the 13th percentile of structural peers — worth a closer look.
- Net worth ratio of 18.03% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.49% sits at the 8th percentile of structural peers — worth a closer look.
- On Cost of funds, the asset-size band puts this credit union at the 22nd percentile but its structural peers at the 49th — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BLOOMINGTON POSTAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $21.72M | 40th pct | 33th pct |
| Members | 1,348 | 19th pct | 13th pct |
| Net worth ratio | 18.03% | 77th pct | 82th pct |
| Return on average assets | 0.41% | 37th pct | 38th pct |
| Net interest margin | 2.49% | 6th pct | 8th pct |
| Cost of funds | 0.33% | 22th pct | 49th pct |
| Loan-to-share | 27.13% | 7th pct | 23th pct |
| Delinquency 60+ days | 0.61% | 51th pct | 54th pct |
| Net charge-off ratio | 0.47% | 70th pct | 70th pct |
| Loan growth YoY | -10.13% | 7th pct | 11th pct |
| Share growth YoY | 5.62% | 78th pct | 77th pct |
| Efficiency ratio | 80.06% | 49th pct | 61th pct |
structural peer set hash: f4e701b2714b4fbea3bfd857b390c657… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.