PUEBLO GOVERNMENT AGENCIES
Charter #1499 · Pueblo, CO · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.51% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.06% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.09% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 66.79% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 46th percentile but its structural peers at the 62nd — a 16-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PUEBLO GOVERNMENT AGENCIES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $44.02M | 90th pct | 79th pct |
| Members | 2,939 | 74th pct | 62th pct |
| Net worth ratio | 12.69% | 43th pct | 41th pct |
| Return on average assets | 1.51% | 86th pct | 90th pct |
| Net interest margin | 3.79% | 46th pct | 62th pct |
| Cost of funds | 0.22% | 16th pct | 28th pct |
| Loan-to-share | 21.62% | 4th pct | 10th pct |
| Delinquency 60+ days | 0.06% | 17th pct | 20th pct |
| Net charge-off ratio | -0.09% | 10th pct | 8th pct |
| Loan growth YoY | -9.79% | 8th pct | 18th pct |
| Share growth YoY | 3.78% | 64th pct | 57th pct |
| Efficiency ratio | 66.79% | 20th pct | 16th pct |
structural peer set hash: bdef8d46541045a29b5208f2a73dee90… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.