STREATOR COMMUNITY
Charter #62939 · Streator, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 11.09% sits at the 23rd percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 83rd percentile but its structural peers at the 64th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | STREATOR COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $40.26M | 83th pct | 64th pct |
| Members | 2,391 | 60th pct | 49th pct |
| Net worth ratio | 11.09% | 27th pct | 23th pct |
| Return on average assets | 1.24% | 77th pct | 70th pct |
| Net interest margin | 3.58% | 37th pct | 54th pct |
| Cost of funds | 0.34% | 23th pct | 39th pct |
| Loan-to-share | 25.39% | 5th pct | 16th pct |
| Delinquency 60+ days | 0.56% | 48th pct | 64th pct |
| Net charge-off ratio | 0.09% | 46th pct | 33th pct |
| Loan growth YoY | 7.95% | 96th pct | 98th pct |
| Share growth YoY | 5.94% | 80th pct | 89th pct |
| Efficiency ratio | 72.29% | 31th pct | 38th pct |
structural peer set hash: cd4fa11f5f332dafb5c77d2fe16d2cd7… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.