GREENSBURG TEACHERS
Charter #63715 · GREENSBURG, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.51% sits at the 8th percentile of structural peers — worth a closer look.
- Net interest margin of 1.86% sits at the 10th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 127.38% sits at the 92nd percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 58th percentile but its structural peers at the 28th — a 30-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREENSBURG TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.91M | 58th pct | 28th pct |
| Members | 627 | 54th pct | 33th pct |
| Net worth ratio | 14.14% | 33th pct | 52th pct |
| Return on average assets | -0.51% | 22th pct | 8th pct |
| Net interest margin | 1.86% | 6th pct | 10th pct |
| Cost of funds | 0.74% | 58th pct | 54th pct |
| Loan-to-share | 11.87% | 6th pct | 5th pct |
| Delinquency 60+ days | 0.76% | 48th pct | 57th pct |
| Net charge-off ratio | 0.00% | 22th pct | 18th pct |
| Loan growth YoY | -24.20% | 4th pct | 3th pct |
| Share growth YoY | -4.21% | 21th pct | 15th pct |
| Efficiency ratio | 127.38% | 89th pct | 92th pct |
structural peer set hash: fdeacc5eb828b48cffb5b9c18a217b9e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.