MAMTA
Charter #2800 · Mamaroneck, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.20% sits at the 23rd percentile of structural peers — worth a closer look.
- Net interest margin of 2.14% sits at the 15th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 90.82% sits at the 79th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 90th percentile but its structural peers at the 38th — a 52-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MAMTA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.48M | 90th pct | 38th pct |
| Members | 869 | 75th pct | 44th pct |
| Net worth ratio | 16.88% | 48th pct | 61th pct |
| Return on average assets | 0.20% | 41th pct | 23th pct |
| Net interest margin | 2.14% | 9th pct | 15th pct |
| Cost of funds | 1.17% | 70th pct | 69th pct |
| Loan-to-share | 19.13% | 10th pct | 10th pct |
| Delinquency 60+ days | 1.23% | 57th pct | 74th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | -15.96% | 12th pct | 8th pct |
| Share growth YoY | 2.59% | 69th pct | 66th pct |
| Efficiency ratio | 90.82% | 57th pct | 79th pct |
structural peer set hash: d51124f6dadb0ea8a27f66164a84bf13… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.