UNITUS COMMUNITY
Charter #63440 · Tigard, OR · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.78% sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of 0.14% sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 3.04% sits at the 7th percentile of structural peers — worth a closer look.
- Cost of funds of 0.54% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.40% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNITUS COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.81B | 41th pct | 61th pct |
| Members | 106,662 | 45th pct | 59th pct |
| Net worth ratio | 9.78% | 28th pct | 23th pct |
| Return on average assets | 0.14% | 8th pct | 5th pct |
| Net interest margin | 3.04% | 30th pct | 7th pct |
| Cost of funds | 0.54% | 12th pct | 11th pct |
| Loan-to-share | 84.37% | 43th pct | 39th pct |
| Delinquency 60+ days | 0.40% | 26th pct | 25th pct |
| Net charge-off ratio | 0.54% | 52th pct | 51th pct |
| Loan growth YoY | -1.57% | 11th pct | 15th pct |
| Share growth YoY | 6.03% | 76th pct | 79th pct |
| Efficiency ratio | 88.62% | 95th pct | 95th pct |
structural peer set hash: ee3589abccf8f34f1ccfc04f00b16bcd… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.