NW PRIORITY
Charter #63315 · Portland, OR · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 11,410 ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 16.75% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.11% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 40th percentile but its structural peers at the 80th — a 40-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NW PRIORITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $249.72M | 63th pct | 90th pct |
| Members | 11,410 | 40th pct | 80th pct |
| Net worth ratio | 16.75% | 92th pct | 79th pct |
| Return on average assets | 0.77% | 55th pct | 44th pct |
| Net interest margin | 3.48% | 38th pct | 64th pct |
| Cost of funds | 0.11% | 7th pct | 8th pct |
| Loan-to-share | 25.80% | 1th pct | 13th pct |
| Delinquency 60+ days | 1.11% | 80th pct | 66th pct |
| Net charge-off ratio | 0.23% | 35th pct | 36th pct |
| Loan growth YoY | -3.01% | 17th pct | 48th pct |
| Share growth YoY | 1.40% | 21th pct | 30th pct |
| Efficiency ratio | 79.85% | 55th pct | 61th pct |
structural peer set hash: 9978e41b1a4bcbcb1db57a4e537530ff… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.