WALLED LAKE SCHOOLS
Charter #6613 · Wolverine Lake, MI · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- On Total assets, the asset-size band puts this credit union at the 24th percentile but its structural peers at the 69th — a 44-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WALLED LAKE SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $137.50M | 24th pct | 69th pct |
| Members | 5,048 | 4th pct | 36th pct |
| Net worth ratio | 14.29% | 81th pct | 62th pct |
| Return on average assets | 0.95% | 67th pct | 64th pct |
| Net interest margin | 3.46% | 37th pct | 62th pct |
| Cost of funds | 0.49% | 18th pct | 34th pct |
| Loan-to-share | 25.67% | 1th pct | 15th pct |
| Delinquency 60+ days | 1.09% | 80th pct | 67th pct |
| Net charge-off ratio | 0.34% | 48th pct | 66th pct |
| Loan growth YoY | -4.31% | 9th pct | 34th pct |
| Share growth YoY | 1.67% | 24th pct | 31th pct |
| Efficiency ratio | 74.47% | 35th pct | 46th pct |
structural peer set hash: f60f1c4010dfaeb443ba7e3ec5782452… (reproducible)
Closest structural peers
This is the free public view
Claim WALLED LAKE SCHOOLS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.