CONNECTED
Charter #62976 · AUGUSTA, ME · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.23% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 22nd percentile but its structural peers at the 41st — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CONNECTED | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $133.57M | 22th pct | 41th pct |
| Members | 7,611 | 15th pct | 33th pct |
| Net worth ratio | 11.09% | 44th pct | 26th pct |
| Return on average assets | 0.99% | 69th pct | 57th pct |
| Net interest margin | 3.32% | 30th pct | 46th pct |
| Cost of funds | 1.35% | 58th pct | 74th pct |
| Loan-to-share | 39.71% | 4th pct | 16th pct |
| Delinquency 60+ days | 0.23% | 16th pct | 16th pct |
| Net charge-off ratio | 0.29% | 43th pct | 51th pct |
| Loan growth YoY | -1.66% | 28th pct | 34th pct |
| Share growth YoY | 2.78% | 40th pct | 31th pct |
| Efficiency ratio | 77.33% | 45th pct | 51th pct |
structural peer set hash: c8faaf26dca72c5c82fc9a91c290d09e… (reproducible)
Closest structural peers
This is the free public view
Claim CONNECTED
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.