STRAIT VIEW
Charter #68231 · PORT ANGELES, WA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- On Members, the asset-size band puts this credit union at the 15th percentile but its structural peers at the 43rd — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | STRAIT VIEW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $105.66M | 4th pct | 30th pct |
| Members | 7,462 | 15th pct | 43th pct |
| Net worth ratio | 13.88% | 78th pct | 66th pct |
| Return on average assets | 0.88% | 62th pct | 57th pct |
| Net interest margin | 3.69% | 52th pct | 66th pct |
| Cost of funds | 0.86% | 32th pct | 52th pct |
| Loan-to-share | 43.72% | 7th pct | 33th pct |
| Delinquency 60+ days | 0.49% | 41th pct | 39th pct |
| Net charge-off ratio | 0.25% | 37th pct | 34th pct |
| Loan growth YoY | -3.82% | 12th pct | 30th pct |
| Share growth YoY | 1.65% | 23th pct | 31th pct |
| Efficiency ratio | 73.65% | 33th pct | 34th pct |
structural peer set hash: 1dbe345741725014aa136f23e063067f… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.