GOLDEN PLAINS
Charter #62542 · Garden City, KS · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 91,095 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 13.02% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.57% sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 2.16% sits at the 77th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.94% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GOLDEN PLAINS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.00B | 0th pct | 79th pct |
| Members | 91,095 | 36th pct | 89th pct |
| Net worth ratio | 13.02% | 82th pct | 77th pct |
| Return on average assets | 1.07% | 77th pct | 59th pct |
| Net interest margin | 3.57% | 64th pct | 23th pct |
| Cost of funds | 2.16% | 70th pct | 77th pct |
| Loan-to-share | 93.63% | 75th pct | 82th pct |
| Delinquency 60+ days | 0.94% | 76th pct | 77th pct |
| Net charge-off ratio | 0.67% | 64th pct | 54th pct |
| Loan growth YoY | -5.38% | 1th pct | 0th pct |
| Share growth YoY | 2.65% | 24th pct | 21th pct |
| Efficiency ratio | 63.85% | 21th pct | 21th pct |
structural peer set hash: 132ea181bb3165418ad9622b4b5ebb91… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.