TELCOMM
Charter #63116 · Springfield, MO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.28% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- On Net charge-off ratio, the asset-size band puts this credit union at the 77th percentile but its structural peers at the 57th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TELCOMM | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $330.28M | 78th pct | 72th pct |
| Members | 25,434 | 89th pct | 72th pct |
| Net worth ratio | 13.31% | 72th pct | 74th pct |
| Return on average assets | 0.39% | 28th pct | 30th pct |
| Net interest margin | 4.21% | 81th pct | 64th pct |
| Cost of funds | 1.86% | 83th pct | 69th pct |
| Loan-to-share | 83.78% | 77th pct | 69th pct |
| Delinquency 60+ days | 0.28% | 20th pct | 13th pct |
| Net charge-off ratio | 0.69% | 77th pct | 57th pct |
| Loan growth YoY | 4.52% | 84th pct | 77th pct |
| Share growth YoY | 2.02% | 27th pct | 21th pct |
| Efficiency ratio | 82.75% | 65th pct | 74th pct |
structural peer set hash: e7487bf9f06078d7dc4073a82b0b2568… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.