ALLTRU
Charter #24774 · WENTZVILLE, MO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 40,441 ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.23% sits at the 11th percentile of structural peers — worth a closer look.
- Return on average assets of -0.15% sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 5.62% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.27% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALLTRU | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $403.09M | 90th pct | 84th pct |
| Members | 40,441 | 99th pct | 92th pct |
| Net worth ratio | 9.23% | 17th pct | 11th pct |
| Return on average assets | -0.15% | 6th pct | 7th pct |
| Net interest margin | 5.62% | 99th pct | 95th pct |
| Cost of funds | 1.31% | 56th pct | 34th pct |
| Loan-to-share | 87.07% | 84th pct | 67th pct |
| Delinquency 60+ days | 2.27% | 96th pct | 97th pct |
| Net charge-off ratio | 1.77% | 97th pct | 95th pct |
| Loan growth YoY | 1.62% | 63th pct | 51th pct |
| Share growth YoY | 6.52% | 84th pct | 74th pct |
| Efficiency ratio | 69.26% | 23th pct | 33th pct |
structural peer set hash: 94b4322edde7decd1568c10c193ee009… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.