B I
Charter #6240 · Sewickley, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 301 sits at the 15th percentile of structural peers — worth a closer look.
- Net worth ratio of 37.28% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.07% sits at the 25th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 3.63% sits at the 84th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -1.09% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | B I | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.02M | 41th pct | 23th pct |
| Members | 301 | 25th pct | 15th pct |
| Net worth ratio | 37.28% | 92th pct | 84th pct |
| Return on average assets | 0.70% | 61th pct | 54th pct |
| Net interest margin | 3.07% | 22th pct | 25th pct |
| Cost of funds | 0.40% | 44th pct | 33th pct |
| Loan-to-share | 28.57% | 17th pct | 13th pct |
| Delinquency 60+ days | 3.63% | 82th pct | 84th pct |
| Net charge-off ratio | -1.09% | 4th pct | 3th pct |
| Loan growth YoY | -25.50% | 4th pct | 3th pct |
| Share growth YoY | -4.53% | 19th pct | 15th pct |
| Efficiency ratio | 119.08% | 87th pct | 95th pct |
structural peer set hash: 75fb23b7fdbff639d2717d4a8a221b5d… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.