PENN HILLS MUNICIPAL
Charter #16636 · Pittsburgh, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 203 sits at the 3rd percentile of structural peers — worth a closer look.
- Return on average assets of 1.65% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.91% sits at the 11th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 4.19% sits at the 82nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PENN HILLS MUNICIPAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.27M | 33th pct | 10th pct |
| Members | 203 | 15th pct | 3th pct |
| Net worth ratio | 27.55% | 81th pct | 67th pct |
| Return on average assets | 1.65% | 85th pct | 82th pct |
| Net interest margin | 2.91% | 19th pct | 11th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 45.29% | 36th pct | 36th pct |
| Delinquency 60+ days | 4.19% | 84th pct | 82th pct |
| Net charge-off ratio | 0.00% | 22th pct | 20th pct |
| Loan growth YoY | -26.60% | 3th pct | 2th pct |
| Share growth YoY | 1.43% | 60th pct | 61th pct |
| Efficiency ratio | 61.83% | 18th pct | 11th pct |
structural peer set hash: 5194bda66e894046d49c6b8ba91a3af5… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.